Life Insurance and Family Protection

Life is full of surprises, and while we can’t predict the future, we can prepare for it. Our comprehensive protection advice ensures that you can enjoy life’s best moments with the confidence that you’re safeguarded against the unexpected.

For your peace of mind

It is natural to avoid thinking about difficult topics like illness, long-term unemployment, or even death.

However, while we don’t focus on fear, we recognise the immense value of having a safety net in place. With our protection plans, you can rest easy knowing that should unforeseen circumstances disrupt your life, financial worries won’t add to your stress.

LIFE INSURANCE AND CRITICAL ILLNESS COVER

Life insurance offers vital financial support for your loved ones, providing either a lump sum or ongoing income in the event of your passing. Critical illness cover complements this by delivering financial assistance if you are diagnosed with a serious condition, such as a heart attack, Parkinson’s disease, or certain cancers. Combining these coverages ensures you have robust protection and complete peace of mind, whatever challenges life may throw your way.

Income Protection

Income Protection is designed to replace a portion of your earnings if you’re unable to work due to illness, accident, or disability. Typically covering up to 60%-70% of your salary, this protection helps you maintain financial stability while you recover. Benefits are tax-free and take into account the fact that you won’t be paying national insurance during your period of incapacity. This means you can focus on getting better without the added worry of your finances.

With our tailored advice and solutions, you can embrace life with the assurance that you’re prepared for whatever comes your way.

SERVICE BENEFITS

Selecting the appropriate type and level of protection can be daunting. We are here to guide you through the various options available to you.

  • Life Insurance will pay an ongoing benefit or one off lump sum in the event of your death

  • The benefits paid on a claim can be used to settle remaining mortgage balances or provide cover for inheritance tax commitments

  • Family income benefit can provide a lump sum or more usually a monthly income to your family in the event of your death

  • Relevant Life cover enables a company to provide an individual ‘death-in-service’ benefit for employees

  • Critical illness cover pays a lump sum on the diagnosis of a serious life changing illness to provide help with income, and additional care and home expenses

  • Download a copy of our Fee Schedule

For more information on our Life Insurance and Family Protection service give us a call on 01608 695100 OR GET IN TOUCH

Here at Wise Investment, we are one big happy family.

Since 1992, we have helped families grow and we continue to help their children, and some friends too, to make wise investment choices in Financial Planning and Wealth Management.

As an employee-owned business, our people each own a share in Wise Investment. Our staff have the entrepreneur spirit – they share the success of Wise Investment, its reputation and longevity.

Our people stay with us, and you’ll have a regular contact who knows your account. Like a family business, we go above and beyond to look after our customers, personally managing your objectives and providing the best service.

About us

CONTACT THE WISE TEAM

We’ve been helping generations of families manage their investments since 1992. Contact us today to discover what makes us unique.

Call us on: 01608 695100 Or email at: wise@wiseinvestment.co.uk